Weeknights in our house tend to move fast. I usually walk in with my work bag still on my shoulder, shoes kicked off by the door, and at least one kid asking what’s for dessert before dinner is even done. One Thursday not long ago, the weather had turned gloomy, the kind that makes the whole town feel quieter than usual.
My husband was finishing up homework help at the table, and I could hear my daughter humming while scrolling through her phone. I wanted something simple in the oven, nothing fussy, but still special enough to feel like a treat after a long day.
I grabbed a loaf pan because it felt right for the mood. No layers to frost, no mixer to drag out. Just one pan, one bowl, and the promise of chocolate. As the batter came together, the kitchen slowly filled with that deep cocoa smell that always makes everyone wander in, pretending they’re just passing through.
My son hovered nearby, hoping for a warm slice later. By the time the loaf was baking, the house felt calmer, warmer, and a little more connected. That’s usually how the best recipes happen around here, quietly, between real life moments.
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Short Description
This Chocolate Pecan Loaf is a rich, moist chocolate bread packed with crunchy pecans and dark chocolate chips, finished with a smooth chocolate ganache for an extra indulgent touch.
Key Ingredients
- 1 ½ cups all purpose flour
- 1 cup granulated sugar
- ½ cup cocoa powder
- 1 teaspoon baking soda
- ½ teaspoon salt
- 1 cup buttermilk
- ½ cup vegetable oil
- 2 large eggs
- 1 teaspoon vanilla extract
- 1 cup pecans, chopped
- ½ cup dark chocolate chips
For the Ganache
- ½ cup heavy cream
- ½ cup dark chocolate, chopped
Tools Needed
- Mixing bowls
- Whisk
- Rubber spatula
- 9×5 inch loaf pan
- Parchment paper
- Wire cooling rack
- Small saucepan
Cooking Instructions
Step 1: Preheat and prepare the pan
Preheat the oven to 350°F (175°C). Grease a loaf pan and line it with parchment paper, leaving a bit of overhang for easy removal later.
Step 2: Mix the dry ingredients
In a large bowl, whisk together the flour, sugar, cocoa powder, baking soda, and salt. Make sure there are no cocoa lumps hiding in the mix.
Step 3: Combine the wet ingredients
In a separate bowl, whisk the buttermilk, vegetable oil, eggs, and vanilla extract until smooth and well blended.
Step 4: Bring the batter together
Pour the wet mixture into the dry ingredients. Stir gently until just combined. Stop as soon as you no longer see dry flour. Overmixing can make the loaf dense.
Step 5: Fold in the add ins
Using a spatula, fold in the chopped pecans and dark chocolate chips. The batter should look thick and glossy.
Step 6: Fill the pan
Pour the batter into the prepared loaf pan and smooth the top evenly. Tap the pan lightly on the counter to release air bubbles.
Step 7: Bake
Bake for 55 to 60 minutes at 350°F. The loaf is done when a toothpick inserted in the center comes out clean or with a few moist crumbs. If the top browns too quickly, loosely cover it with foil during the last 10 minutes.
Step 8: Cool properly
Let the loaf cool in the pan for 10 minutes, then lift it out and transfer to a wire rack. Allow it to cool completely before adding ganache.
Step 9: Make the ganache
Heat the heavy cream in a small saucepan over medium heat until it just begins to simmer. Remove from heat and pour over the chopped dark chocolate. Let it sit for 5 minutes, then stir slowly until smooth and shiny.
Step 10: Finish the loaf
Drizzle the ganache over the cooled loaf. Let it set for about 15 minutes before slicing so it doesn’t run everywhere.
Why You’ll Love This Recipe
Rich Chocolate Flavor: Cocoa powder and dark chocolate create deep, satisfying chocolate notes.
Simple and Practical: One loaf pan, basic ingredients, and no fancy steps.
Family Approved: Sweet without being overwhelming, perfect for kids and adults.
Nutty Crunch: Pecans add texture and balance the softness of the loaf.
Make Ahead Friendly: It tastes even better the next day.
Mistakes to Avoid & Solutions
Overmixing the batter: This can make the loaf tough. Stir only until the ingredients are combined.
Baking too long: An overbaked loaf dries out. Start checking at 55 minutes and trust the toothpick test.
Adding ganache too soon: If the loaf is warm, the ganache will slide off. Let the loaf cool completely.
Uneven baking: Always place the pan in the center of the oven for even heat.
Skipping parchment paper: This makes removing the loaf harder and can cause breakage.
Serving and Pairing Suggestions
Serve slightly warm with a glass of cold milk.
Pair with fresh berries to balance the richness.
Slice and plate with a scoop of vanilla yogurt for a lighter dessert.
Works well on a dessert buffet or served family style on the counter.
Storage and Reheating Tips
Store covered at room temperature for up to 2 days.
Refrigerate for up to 5 days in an airtight container.
Reheat slices in the microwave for 10 to 15 seconds for a fresh baked feel.
For clean slices, use a sharp knife wiped between cuts.
FAQs
1. Can I use regular milk instead of buttermilk?
Yes. Add 1 tablespoon of vinegar or lemon juice to 1 cup of milk and let it sit for 5 minutes.
2. Can I skip the pecans?
Absolutely. You can leave them out or replace them with walnuts or almonds.
3. Why did my loaf sink in the middle?
This usually means it was underbaked or overmixed. Make sure the center is fully set before removing it.
4. Can I freeze this loaf?
Yes. Wrap it tightly without ganache and freeze for up to 2 months. Add ganache after thawing.
5. Is this loaf very sweet?
It’s balanced. The cocoa and pecans keep the sweetness in check.
Tips & Tricks
Toast the pecans lightly for deeper flavor.
Use room temperature eggs for smoother batter.
Let the ganache cool slightly before drizzling for better control.
Cut thicker slices for dessert, thinner ones for snacks.
Recipe Variations
Healthier Swap: Replace ¼ cup sugar with coconut sugar and use whole wheat pastry flour for half the flour. Expect a slightly nuttier taste.
Orange Chocolate Loaf: Add 1 tablespoon orange zest to the batter and replace vanilla with orange extract.
Extra Chocolate Version: Increase chocolate chips to ¾ cup and drizzle extra ganache on each slice.
Nut Free Option: Skip the pecans and add dried cherries for a chewy contrast.
Final Thoughts
This loaf fits naturally into busy days and quiet evenings. It doesn’t ask for much, just a bit of time and a warm oven. I like how it feels familiar without being boring, indulgent without being over the top. When I slice it, I usually hear footsteps from the hallway, someone always curious.
The ganache sets into a soft shell that cracks gently under the knife. Moments like that remind me why I keep baking after long shifts. Food has a way of slowing things down. And sometimes, one simple loaf is all it takes to bring everyone back to the kitchen.
Moist Chocolate Pecan Loaf
Ingredients
- 1 ½ cups all purpose flour
- 1 cup granulated sugar
- ½ cup cocoa powder
- 1 teaspoon baking soda
- ½ teaspoon salt
- 1 cup buttermilk
- ½ cup vegetable oil
- 2 large eggs
- 1 teaspoon vanilla extract
- 1 cup pecans chopped
- ½ cup dark chocolate chips
For the Ganache
- ½ cup heavy cream
- ½ cup dark chocolate chopped
Instructions
- Preheat the oven to 350°F (175°C). Grease a loaf pan and line it with parchment paper, leaving a little overhang so the loaf lifts out easily later.
- In a large bowl, whisk together the flour, sugar, cocoa powder, baking soda, and salt until evenly mixed and free of lumps.
- In another bowl, whisk the buttermilk, vegetable oil, eggs, and vanilla extract until smooth.
- Pour the wet mixture into the dry ingredients and stir gently just until combined. Stop as soon as the flour disappears to keep the loaf tender.
- Fold in the chopped pecans and dark chocolate chips with a spatula. The batter should be thick and glossy.
- Transfer the batter to the prepared pan and smooth the top. Tap the pan lightly on the counter to release any trapped air.
- Bake for 55 to 60 minutes, until a toothpick inserted in the center comes out clean or with a few moist crumbs. If the top browns too quickly, cover it loosely with foil during the last 10 minutes.
- Let the loaf cool in the pan for 10 minutes, then remove and transfer to a wire rack. Allow it to cool completely.
- Heat the heavy cream in a small saucepan over medium heat until it just starts to simmer. Remove from heat and pour it over the chopped dark chocolate. Let it sit for 5 minutes, then stir until smooth and shiny.
- Drizzle the ganache over the cooled loaf and let it set for about 15 minutes before slicing.

