It was one of those rainy afternoons when the sound of raindrops against the kitchen window felt almost rhythmic, like nature was keeping time with the hum of my stand mixer. The kids were sprawled across the living room, half-watching cartoons, and my husband was fixing a loose drawer handle—his weekend ritual. I was craving something warm, cozy, and sweet enough to lift our spirits but not overly fancy. That’s how this Banana Walnut Cream Cake came to life.
There’s something comforting about overripe bananas sitting on the counter. They’re a quiet reminder that nothing goes to waste in a busy household. I mashed them, stirred in sour cream for that lovely tang, and folded in a generous handful of walnuts for crunch. By the time the aroma of baked banana and butter started filling the kitchen, the whole family had wandered in, noses first.
Later, I spread a thick layer of creamy custard between two soft, nutty layers, and for a touch of elegance, I topped it with banana slices and glossy walnuts. This cake didn’t just brighten a gloomy day, it turned it into a small family celebration.
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Short Description
A soft, moist banana cake layered with creamy custard and sprinkled with crunchy walnuts. Perfectly balanced between sweet and nutty, it’s a comfort dessert that feels both homestyle and special-occasion worthy.
Key Ingredients
- 2 cups all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon salt
- ½ cup unsalted butter, softened
- 1 cup granulated sugar
- 2 large eggs
- 1 teaspoon vanilla extract
- ½ cup sour cream
- 3 ripe bananas, mashed
- ½ cup chopped walnuts
- ½ cup white chocolate chips
- 2 cups creamy custard (for filling and topping)
- 1 banana, sliced (for garnish)
- ¼ cup whole or halved walnuts (for garnish)
Tools Needed
- Mixing bowls
- Hand or stand mixer
- Rubber spatula
- Measuring cups and spoons
- Two 8-inch round cake pans
- Cooling rack
- Offset spatula
Cooking Instructions
Step 1: Prepare the Pans
Preheat the oven to 350°F (175°C). Lightly grease and flour two 8-inch round pans.
Step 2: Mix Dry Ingredients
In a bowl, whisk together flour, baking soda, and salt. Set aside.
Step 3: Cream Butter and Sugar
In a larger bowl, beat butter and sugar until light and fluffy. This step gives your cake its tender texture.
Step 4: Add Wet Ingredients
Beat in eggs one at a time, then mix in vanilla extract, sour cream, and mashed bananas until smooth.
Step 5: Combine Mixtures
Gradually mix the dry ingredients into the wet mixture until just combined. Do not overmix or the cake may turn dense.
Step 6: Add Texture
Fold in chopped walnuts and white chocolate chips using a spatula. The batter should be thick and slightly glossy.
Step 7: Bake the Cake
Divide the batter evenly into the prepared pans. Bake for 30–35 minutes, or until a toothpick inserted in the center comes out clean.
Step 8: Cool and Assemble
Let the cakes cool in pans for 10 minutes before transferring to a wire rack. Once completely cooled, spread half of the custard on one layer, top with the second cake, and cover with remaining custard.
Step 9: Garnish and Serve
Decorate with banana slices and walnuts. Chill for 30 minutes before slicing for clean layers, or serve immediately for a softer texture.
Tip: If your custard feels too runny, chill it for 15 minutes before spreading—it’ll firm up beautifully.
Why You’ll Love This Recipe
Rich Yet Balanced: The combination of ripe bananas and creamy custard makes every bite luscious but not overly sweet.
Textural Delight: Crunchy walnuts add contrast to the cake’s soft crumb.
Family-Friendly: Loved by kids and adults alike, perfect for casual desserts or celebrations.
Easy Ingredients: All pantry staples—no fancy shopping required.
Make-Ahead Option: The flavor deepens after chilling overnight.
Mistakes to Avoid & Solutions
Overmixing the Batter: This can make the cake dense. Mix only until ingredients are just combined.
Using Unripe Bananas: You’ll lose that deep banana flavor. Use bananas with brown spots for the best sweetness.
Skipping the Cooling Step: Assembling too early will melt the custard. Let the cakes cool completely.
Uneven Layers: Use a serrated knife to level cakes if needed before layering.
Runny Custard: Always chill if too soft; it firms up when cold.
Serving and Pairing Suggestions
Serve chilled or at room temperature with a cup of coffee or chai.
Add a drizzle of caramel sauce for extra indulgence.
Perfect for family gatherings, birthdays, or Sunday desserts.
Serve as part of a dessert table with fresh berries and whipped cream.
Storage and Reheating Tips
Refrigeration: Store covered in the fridge for up to 4 days.
Freezing: Freeze unfrosted layers for up to 2 months. Thaw overnight before adding custard.
Reheating: Warm a slice for 10 seconds in the microwave if you prefer it slightly warm.
FAQs
1. Can I use Greek yogurt instead of sour cream?
Yes, an equal amount of Greek yogurt works well and gives a similar texture.
2. What kind of custard works best?
A thick, spoonable custard or pastry cream holds up best between layers.
3. Can I make this without nuts?
Absolutely. Skip the walnuts and add extra chocolate chips or toasted coconut instead.
4. How do I know when the cake is baked?
The top should be golden and spring back when lightly touched. A toothpick should come out clean.
5. Can I make this as a sheet cake instead?
Yes, pour the batter into a 9×13-inch pan and bake for about 35–40 minutes.
Tips & Tricks
Always mash bananas well to avoid uneven texture.
For a richer flavor, toast walnuts before adding them to the batter.
Don’t rush the cooling process—the custard spreads better on a cool surface.
Add a teaspoon of cinnamon or nutmeg to the batter for a hint of spice.
Use a serrated knife to slice clean layers without tearing the cake.
Recipe Variations
Chocolate Banana Cream Cake: Replace ¼ cup of flour with cocoa powder and use chocolate custard for layering.
Tropical Twist: Add shredded coconut and swap walnuts for macadamia nuts.
Caramel Banana Cake: Drizzle caramel between layers and top with salted caramel sauce.
Healthier Version: Substitute half the all-purpose flour with whole wheat flour and reduce sugar to ¾ cup.
Mini Versions: Bake the batter in muffin tins for mini banana cream cakes—great for parties.
Final Thoughts
By the time the rain stopped that afternoon, the kitchen smelled like home—warm, buttery, and sweet. I sliced into the cake, and the custard peeked out between the layers like golden silk. My husband declared it “too good to share,” though the kids were already reaching for seconds.
It’s funny how something as simple as bananas and walnuts can create moments that feel so special. Baking this cake reminded me that comfort doesn’t need to be complicated, it just needs to be shared.
Banana Walnut Cream Cake
Ingredients
- 2 cups all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon salt
- ½ cup unsalted butter softened
- 1 cup granulated sugar
- 2 large eggs
- 1 teaspoon vanilla extract
- ½ cup sour cream
- 3 ripe bananas mashed
- ½ cup chopped walnuts
- ½ cup white chocolate chips
- 2 cups creamy custard for filling and topping
- 1 banana sliced (for garnish)
- ¼ cup whole or halved walnuts for garnish
Instructions
- Preheat the oven to 350°F (175°C) and lightly grease two 8-inch round pans. In one bowl, whisk together flour, baking soda, and salt.
- In another, beat butter and sugar until light and fluffy. Add eggs one at a time, then mix in vanilla, sour cream, and mashed bananas until smooth.
- Gradually stir in the dry ingredients just until combined. Fold in chopped walnuts and white chocolate chips.
- Divide the batter evenly between the pans and bake for 30–35 minutes, until a toothpick inserted in the center comes out clean.
- Cool for 10 minutes, then transfer to a wire rack. Once cooled, spread half the custard on one layer, add the second cake, and cover with the rest.
- Garnish with banana slices and walnuts. Chill for 30 minutes before slicing or serve right away for a softer bite.

